Dino Rossi
RE/MAX Preferred Properties | 617-969-0676 | dino@realestateman.com


Posted by Dino Rossi on 12/17/2017

If money is tight right now, or if you're just trying to live frugally, there are a number of ways to save money without having to drastically change your lifestyle. One of the best way to save money is by going through all of your recurring bills to see where you can eliminate or reduce spending. In our age of user-friendly, advanced technology, there are more services available to us than ever before. You can call an Uber with one tap on your phone or order more laundry detergent by clicking the Amazon Dash button in your cabinet. With services this readily available to us, it's hard not to sign up. Read on to learn how to save some money on your monthly services without having to sacrifice too many of life's comforts.

Utilities

There are countless ways to save on water, heat, and electricity. Yes, you can turn down the heat in the winter time and take shorter showers, but there are less commonly known ways to save as well. For example:
  • Keep multiple electric-powered items plugged into one power-strip and power off the strip overnight. This will stop those items from consuming electricity in standby mode
  • Insulate your windows in the winter time by using caulking, weather stripping, and shrink wrap your windows with heat shrink film to keep the heat in
  • Some Saturday afternoon make a checklist of all of your home's lightbulbs. Then go out and replace them with energy efficient CFLs and LED bulbs
  • Hang clothes on the line in fair weather and wash your clothes in cold water; much of the energy consumed by washing clothes goes to heating the water up first

Monthly services

Remember when there were only a few good shows on TV and paying for cable was the only way to watch them? Now any given household can have Netflix, Amazon Streaming, HBO Go, and countless other monthly services for watching TV. To save on watching your favorite movies and television, try these tips:
  • Ditch Netflix DVD services or expensive premium cable channels and rent from your local library system. Through inter-library loans you can get the newest movies and TV shows shipped to your library for free
  • Cancel your cable bill and try a cheap service like Hulu. If you're worried about missing the news, use websites or news apps on your smart TV to keep up to date on the issues
  • Negotiate rates with your provider. Sometimes all it takes is a phone call to learn about better options. Since many people are taking the internet-only approach, cable companies are desperate to maintain customers
Saving on telephone bills:
  • First, ditch the landline. You probably only get telemarketers calling there anyway; what do you have to lose?
  • Use a family plan and calculate your data usage. Make sure your family is on wifi whenever possible. You can save up to $30/month just by having a lower data plan
  • Negotiate with your provider. Reminding your provider that you have other options when it comes to cell phones can get you a better rate.
General tips and tricks:
  • If you have a student email address (.edu) this can be used to gain discounts from a number of monthly services
  • Ask your providers to apply promotions to your account. If you see that something you pay for is running a deal, call and ask if you can have the rate as well. You're a loyal customer after all
  • If you've built up good credit, look for lower interest rates online. There are apps and websites dedicated to finding you better deals





Posted by Dino Rossi on 7/17/2016

Although home ownership brings with it a lot of benefits, there are times when the cost of maintaining those benefits can seem pretty high. Fortunately, it's possible to control many of those costs with a little planning, organization, and research. When it comes to choosing service providers, home improvement contractors, or even retailers of major appliances, it pays to compare prices, features, and guarantees. Whether you're looking for a dependable swimming pool builder, a house painter, or a kitchen remodeling contractor, online customer reviews can provide valuable feedback and help steer you in the best possible direction. That, combined with a few other techniques for evaluating services and contractors, can help ensure that you make wise decisions you'll be satisfied with for years to come. Why Comparison Shopping Pays Off If it seems too time consuming or inconvenient to get more than one quote for a major purchase or home improvement, here are a few compelling reasons to reconsider your position:

  • Significant price variations: Getting multiple quotes can help put you in the driver's seat when it comes to controlling household expenses. It's all too easy to overpay on a product or service when you have no points of comparison. Even if you're just saving $50, that's hard-earned money that can be saved, invested, or spent on something else you and your family needs. It's amazing how much of a price variation there often is between providers of similar services. When you rely on one contractor, retailer, or landscaper to deliver the most value for your money, you're failing to look at the full range of choices. However, when you factor in other prices, customer service policies, payment terms, and features, then you're giving yourself the information you need to make the most economical decision. In many cases, that can translate into hundreds of dollars of savings, enabling you to keep more money in your pocket or bank account.
  • Comparing features and benefits: Once you start comparing things like customer reviews, price differences, guarantees of satisfaction, and value-added features, then one contractor, service provider, or manufacturer may quickly emerge as the clear winner. When it's an individual you're considering, such as a handyman, house cleaner, or plumber, things like experience, references, attitude, and work ethic can also make a big difference in your level of satisfaction.
  • Knowledge is power: One of the advantages of reading online reviews, getting at least three estimates, and comparing different proposals is that you become more knowledgeable about what you're going to be spending your hard-earned money on. This not only helps you make an informed decision, but it gives you the knowledge to communicate your expectations more clearly to the person or company who ends up getting your business.
One final benefit of comparing proposals and evaluating all the pros and cons of each offering is that you'll never have to wonder if you overpaid for the product or service you're getting -- whether it's home improvement, an HVAC installation, or a bi-weekly property maintenance service.





Posted by Dino Rossi on 6/26/2016

Did you know the average family spends over $1600 a year on utility bills alone?   Here are some simple steps you can take to not only save energy but also put some money back in your pocket.

    Put your thermostat to work
The U.S. Department of Energy (DOE) recommends setting your air conditioner at 74 degrees and your furnace at 68 degrees. Investing in a programmable thermostat is a good idea. Set the thermostat to be warmer or colder when you are not home. Reduce the difference in temperature between the inside and the outside of the home to help save energy and money.
    Invest in energy-efficient appliances
You may notice now that washers, dryers, refrigerators, freezers, dishwashers, air conditioners, and computers now come with Energy Star labels which mean they are energy efficient.  Energy Star appliances will save you money over older appliances.
    Unplug
Computers, stereos, toasters, and other appliances draw energy even when they are turned off. A large LCD or plasma TV consumes about 400 watts of energy when in use and 4 watts when not in use.  Using a surge protector will help reduce energy costs. Plug your appliances into a surge protector and turn off the protector when appliances are not in use.
    Seal it up
A well-insulated house is a way to save money on heat and cooling costs. First, start by adding insulation to the attic floor. Next, make sure to fill in any holes in exterior walls especially where pipes come in and around windows and doors. Lastly, wrap hot water pipes with insulation.
    Slow the flow
Install low-flow fixtures to conserve water on your shower, faucets and toilets. Also remember to repair leaky faucets and toilets and turn off the water when brushing your teeth and scrubbing dishes.




Categories: Uncategorized  


Posted by Dino Rossi on 4/3/2016

Choosing between satelllite television or a local provider in today's world is a lot more complicated than it was a decade ago. Cable TV has made a concentrated effort in the last decade to offer the channel variety of a satellite television service, while satellite television has tried to offer the same kind of bundle deals to their customers that make cable subscriptions so appealing to people who like the idea of an all-inclusive bill for their at-home entertainment. While both services can be very rewarding in terms of quality of service and variety, your family's entertainment needs will have to be ultimately considered if you want to make the best decision possible. In this guide, I will attempt to highlight the best features of each service, how they stack up to each other in terms of quality, and illuminate the potential drawbacks for each. Cable TV Cable television offers you an easy opportunity to condense all of your digital services into one package (Phone, tv, and internet.) While some satellite television companies offer similar packages, they usually have to hire a third-party company in order to be able to do so. And with cable television moving into the digital realm a little more every year, they are now finally providing picture quality that you could only previously get with satellite television. Additionally, you never have to worry about bad weather affecting your reception like you would if you were to chose a dish network. Also, many cable companies now offer DVR as part of their digital packages, which allows you to pause, record, and rewind any program you'd like, a service only previously available to satellite customers. If your family's home entertainment needs center around fast, high-quality internet service, and your television requirements can be satisfied without needing hundreds of channels, a cable television package will definitely suit your needs. Satellite TV While it may sound like Cable TV is the more appealing option at this point, you must consider a few things; namely, Satellite TV absolutely trumps cable in terms of the sheer variety of programs and content. Dish TV boasts a roster of 250+ channels, and the number is always growing. That includes over 80 PPV channels, whereas cable can only manage about 40. In addition, satellite television offers you a slew of international programming that a cable service simply cannot compete with. Dish TV also consistently outperforms Cable in terms of customer service ratings. But while Dish TV currently has the edge in terms of variety, your access to local programming is pretty limited. And, as mentioned previously, reception can be an issue during inclement weather. Your property will also need to have an unobstructed view of the sky in order to receive optimal reception, which can be a problem for some homeowners. As far as pricing is concerned, your television needs may be the determining factor. If having television in every room is a must for you, then opting for a cable package may suit your needs better. Satellite companies tend to offer per room fees, which can be expensive in the event that you would like the service to extend beyond one or two televisions. There is also the equipment cost to consider. While opting for a satellite package may cost you more money up front, your monthy bill will more often than not be lower than a cable package, as maintainance costs tend to be lower. For additional information on cable television, please visit www.comcast.com or www.verizon.com/fios For additional information on satellite television, please visit www.directstartv.com or www.dish.com    




Categories: Uncategorized  


Posted by Dino Rossi on 5/31/2015

When times are tough you look to cut back anywhere you can. The price at the pump can be a real budget buster. There are ways to save on gas and get better mileage from your dollar. Slow down Speed is the biggest factor on fuel economy. Driving at 55 mph instead of 65 or 75 will save on gas. Tests have shown increasing speed from 55 mph to just 65 mph dropped fuel economy from 40 mpg to 35. While driving at 75 mph can cost the car another 5 mpg. Go smooth Keep a steady pace; avoid hard acceleration and braking if possible. Frequent acceleration and braking can reduce mileage by 2 to 3 mpg. Driving with smooth acceleration, cornering, and braking will also extend the life of the automobile. Don't be a drag When driving on the highway, more than 50 percent of engine power goes to overcoming aerodynamic drag. Carrying large items such as luggage racks and top-carriers reduce fuel economy. Warm Up Take the time to warm up the engine before taking off. Cars run most efficiently when they're warm. Stopping and starting the car several times is a big factor, try to combine several short trips into one so that the engine stays warm. Pump up Check your tires. Underinflated tires compromise handling and braking which in turn can reduce fuel economy. Check the pressure of your vehicle's tires to make sure they are correct. Keep moving Idling is one of the worst things your car can do, when idling your car is getting zero miles per gallon. Turn off your engine if you expect to sit for more than about 30 seconds. Practicing these simple tips should have you putting less money in your gas tank in more in your wallet in no time.




Tags: Save Money   money   gas  
Categories: Money Saving Tips